RARE SECOND FLOOR WATERFRONT END UNIT WITH NO HOA FEE INCREASE! Enjoy great peace of mind and single-level coastal living located on the second residential floor (third building level). ZERO HISTORY OF STORM DAMAGE during past hurricane cycles. Unit 201 offers incredible locked-in value at The Estuaries II, featuring a BRAND NEW HVAC (2025) and a comprehensive HOA that fully covers cable, high-speed internet, water, sewer, and exterior maintenance. This maintenance-free coastal sanctuary overlooks serene natural coves and the sparkling waters of Terra Ceia Bay, guaranteeing breathtaking sunsets you simply will not find in standard building-facing units. Step inside a bright, open-concept layout featuring LUXURY VINYL PLANK FLOORING throughout (zero carpet!) and beautifully updated kitchen and bathrooms with elegant GRANITE COUNTERTOPS. Designed for privacy, the split-bedroom floor plan places two spacious guest rooms up front, including a guest bath with custom VENETIAN PLASTER, while the primary retreat is tucked peacefully in the back. Your primary suite offers a large walk-in closet, dual vanities, a walk-in shower, a private water closet, and direct access to the fully screened lanai. You can also access the lanai from the living room to take in the coastal breeze, and the LANAI FURNITURE CONVEYS! Major upgrades include a water heater, included washer/dryer set (washer 1 year old) with extra storage, and protective safety/efficiency film on all windows and sliding doors. Live the ultimate lifestyle in The Palms of Terra Ceia Bay! Enjoy world-class, non-mandatory-fee amenities including an 18-hole golf course, a 500-foot bayfront fishing pier, mangrove boardwalks, a heated pool, tennis/pickleball, and an on-site restaurant and Tiki Bar. Pet-friendly and perfectly located near downtown Bradenton, St. Pete, and Tampa. Schedule your showing today!